Erie insurance home protector ultra cover

вЂњWe do not cover personal injury or property damage resulting from any illness, sickness or disease transmitted intentionally or unintentionally by a covered person to anyone, or any consequence resulting from that illness, sickness or disease. While other policies word things like so: вЂњ The transmission of any communicable or sexually transmitted disease, including Acquired Immune Deficiency SyndromeвЂ¦by any person insured by this policy.вЂќ This is because most home insurance policies exclude liability coverage for claims related to the transmission of disease.

Most home insurance policies will not protect homeowners in the event they are sued after a communicable disease (i.e. While the intention is to lessen the risk of their family contracting the virus compared to sending them into a larger classroom and school setting, welcoming a pod into their home presents other risks which likely are not covered by their home insurance policy. The goal is to continue their childвЂ™s learning in a smaller вЂњbubbleвЂќ. The parents take turns teaching the group or chip in to pay for a private tutor. One of the popular alternatives is organizing a pandemic pod where their child can learn and socialize with other children in a smaller group.ДЄ pandemic pod is a group (pod) of children from different families invited into a home to learn together. While schools have re-opened, not all parents have been on board with sending their children back into the classroom.

Erie insurance home protector ultra cover